Underwrite EVs with confidence. We have the battery data.
ev.care's 5-year, 50,000+ EV repair database is the largest independent source of battery health data in India. Partner with us to price EV policies accurately, reduce claim fraud, and offer battery-health-linked premiums.
For insurance companies
What we offer insurers
EV insurance is hard because battery risk is opaque. We make it transparent.
Pre-policy battery inspection
Certified SoH report with cell-level data before you bind the policy. Know the battery's true condition, not just the vehicle's age.
- Cell-level impedance
- Thermal system check
- BMS fault history
- Certified PDF report
Claims-grade diagnostics
When a claim is filed, our certified technicians provide independent diagnostic reports with before-and-after data — reducing claim disputes.
- Independent 3rd-party report
- CAN/RS485 data extraction
- Photo + video evidence
- Turnaround: 24–48 hours
Actuarial data partnership
Access anonymised repair data from 50,000+ EVs across 120+ cities: failure rates by model, battery degradation curves, common fault patterns.
- Failure rate by model/year
- Battery SoH degradation curves
- Cost-per-claim benchmarks
- Quarterly data updates
Battery health-linked premiums
Offer lower premiums to EV owners who maintain high battery SoH through regular ev.care service. We provide the SoH certification.
- SoH > 90%: premium discount tier
- Annual re-certification
- Digital certificate via API
- Customer retention tool
Co-branded insurance products
Launch an 'ev.care Certified' insurance product: pre-inspected EVs + battery guarantee + preferred claim processing through our network.
- White-label inspection reports
- Co-branded customer portal
- Preferred technician network
- Claims fast-track
Fleet insurance support
For fleet operators insuring 50+ EVs: quarterly fleet-wide battery audits, predictive maintenance insights, and bulk claim support.
- Quarterly fleet SoH audit
- Predictive failure alerts
- Bulk claim processing
- Dedicated account manager
For EV owners
Get better insurance rates with certified battery health
Insurance companies are starting to price EV policies based on battery condition. A certified SoH report from ev.care can help you negotiate a lower premium — or qualify for battery-health-linked insurance products.
Book a battery health check
Our technician measures your battery's SoH at cell level and generates a certified report.
Share with your insurer
The PDF report includes cell data, BMS health, and a trust score — shareable with any insurance company.
Get a better rate
Insurers offering SoH-linked products will factor your certified battery health into your premium calculation.
Are you an insurance company?
We're actively partnering with general insurers, motor insurers, and insurtechs who want to build EV-specific products. Our data + your underwriting = the first battery-health-linked EV insurance in India.